YOUTH SERVICES · COLLEGE & MONEY

Understand the process before you share information.

Use official aid sources and school financial-aid offices to prepare before you act or provide sensitive information.

GMA does not determine aid or scholarship eligibility, complete FAFSA, submit applications, recommend loans, or promise an award or outcome.

College & money board

Plan early → FAFSA → compare → confirm.

Start hereWhat cost or aid question should you prepare?Use official sources first
Plan

Know the deadline category

Identify school, state, and official application timelines to verify.

Apply

Use the free FAFSA

Complete official forms with your family; do not pay someone to submit FAFSA.

Compare

Read the aid offer

Separate grants, scholarships, work-study, loans, and expected costs.

Confirm

Ask the school

Use the college financial-aid office to confirm current terms and questions.

Know the words

Scholarship: aid from a program or organization.
Grant: aid that may have eligibility rules.
Work-study: a federal aid program with distinct terms.
Loan: money that generally must be repaid.

Protect your information

Do not share an FSA ID, Social Security number, bank details, full financial records, or a payment for “guaranteed” scholarship or aid help. Verify directly with the source.

Read FTC scam warnings →
About GMA Scholarships

GMA scholarship information is published separately. Use only a current, visibly verified GMA scholarship-cycle announcement for dates, eligibility, awards, or application instructions.

A student and parent or guardian reviewing a college-planning sheet.
Editorial planning illustration, not financial-aid advice.
A student and parent or guardian comparing two college-cost information sheets.
Editorial comparison illustration, not an aid offer or result.

Youth Services · College & Money · Last reviewed September 2026.